Capital On Tap Promo Code - 2 x £75 Free


UK businesses can now get 2 x £75 free credit in their accounts when using the August 2022 Capital on Tap Promo Code for a new business credit card - and the Free £75 Tide business account offers detailed on this page.

Rated ‘Excellent’ on Trustpilot:

Capital On Tap Trustpilot review screenshot

Read my own Capital on Tap review here

How to Apply for a Capital On Tap Account

  1. Read full details about the account on
  2. Make note of the Capital on Tap promo code 2REFH548F25
  3. Complete this 2 minute application form on
Make sure the correct August 2022 Capital on Tap Promo code appears in the box on the application form, as without it you won’t receive the free £75 account credit.
Capital on Tap Business Credit Card Image

Capital On Tap Account Benefits

  • Credit limit/Overdraft facility up to £100,000
  • Up to 56 days interest-free on card spend
  • Interest rate from 9.9% APR*
  • No joining, monthly or annual fee
  • No foreign transaction fees
  • Unlimited free supplementary cards
  • Quick, 2-minute application
  • Instant decision
  • 1% cashback for every £1 of card spend!
  • £75 account credit with the Capital on Tap Promo Code mentioned

What Capital On Tap Promo Code Should I Use?

Use the August 2022 Capital on Tap promo code 2REFH548F25 and you will get £75 of free credit in your account (which you can then withdraw into your bank account if you haven't spent it).

How does the Capital On Tap 1% cashback work?

You earn 1 point for every £1 of card spend, and for every point that you earn you get 1p cashback. So, this equals 1% cashback. This is in addition to the £75 of free account credit you get by correctly using the Capital on Tap promo code specified above.

How can I multiply the £75 I receive many times over?

Once you have opened your Capital On Tap account, log in to their website or to the app on your tablet/smartphone and you should see this banner:

Capital On Tap Referral invite banner

Click on the 'Learn How' button and you will be shown a promo code to use when you introduce someone else to Capital On Tap.  You will then receive £75 for each new account opened and activated (by making the first transaction) using your referral code.

Will I definitely receive the £75 free account credit?

Yes, over 348 companies and self-employed individuals have successfully used this promo code as of 15th July 2022. But you must ensure that the promo code was included in your online application when you first applied. It can't be added retrospectively - and it only applies to the opening of your first account with Capital on Tap. It does not apply to subsequent applications or supplementary cardholders.

Do I need to have a limited company (LTD) or limited partnership (LLP) to apply for this business credit card?

Until 2020 Capital On Tap actively encouraged applications from sole traders, the self-employed and company owners.  Then they changed their website to say that the account is only suitable for LTDs and LLPs.  However, I have been told first-hand by more than one person in 2022 that they have applied as a self-employed person and have been approved - and also received the free £75.  So, I would suggest that it is worth applying and see how you get on.

Capital on Tap™ is a trademark of New Wave Capital Limited – a company registered in England and Wales, registered office No.1 London Bridge, London, England, SE1 9BG, New Wave Capital Limited are regulated by the Financial Conduct Authority (FCA) license number 625592. All information correct as of 19/07/2022. *Actual rate may vary based on your business profile. Representative APR of 39.9% and account opening subject to status. Please visit for current offer details. There are no actual affiliate links on this page, but if you correctly use the Promo Code specified above, NetOnTarget Limited may receive a commission from New Wave Capital Limited if a new account is opened and fully activated.

TIDE Business Bank Account - £75 Free

Tide is a fairly recent newcomer to the business bank account scene, having started operations in 2015 - although they have gained over 400,000 new UK customers already.

Similar to the Capital On Tap Promo Code offer above, Tide is offering a free £75 credit into new accounts opened with them.

The account is suitable for all businesses - sole traders, partnerships, limited companies (LTD) and limited partnerships (LLP).

If you are just starting your business, Tide also have an offer where they will register your new company for free - and still give you the £75!

Complete one of these following two steps, depending upon whether you want the free limited company or not:

How to open just a Tide business account

Visit this page on the Tide website and fill in your details.  You will then be sent an email and text message to download the Tide app on your smartphone.  Complete the verification process (which includes providing a photo of your ID and a selfie).

Your account should be opened and your company registered the same day.

How to register a new company and open your Tide business account

Visit this page on the Tide website, fill in your details and tell them the name of the company that you want to register.

You will then be sent an email and text message to download the Tide app on your smartphone.  Complete the verification process (which includes providing a photo of your ID and a selfie).

Your account should be opened and your company registered the same day.

How to make sure you receive the Free £75

Once your Tide account is open, go into the app and get your sort code and account number.  Transfer some money into this new account - £1 is enough.

After a few days, go back into the Tide app on your phone, click the 'More' link (bottom-right) and then 'Referrals' and then 'Redeem'.  Make sure it says 'Promo code applied: FREE75!'

If you don't see this text, enter the code ('FREE75') yourself.  You have seven days to do this from account opening.

The £75 credit is usually applied within the first seven days of the following month.

Tide, the Tide logo, the Swell, and Do less banking are trademarks and trade names of Tide Platform Limited.

By following the instructions above you should have used the correct Capital On Tap Promo Code when opening your Capital On Tap business credit card account and also the FREE75 code in connection with your new Tide business current account.

You normally receive the £75 in your Capital On Tap account within a few days of making your first transaction with your debit card.

In both cases, you can usually withdraw (transfer out) any of the £75 that you haven't already spent - as well as any funds that you deposited in the accounts yourself.  So, this should mean you have an extra £150 to spend however you wish!

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